Payments for eCommerce brands that want more control over growth
Payments shape conversion, refunds, trust, margins and reconciliation, and FinXP connects acceptance to the operation behind it.
Payments shape more than the checkout
A gateway decision looks technical, but the consequences are commercial: how many customers complete payment, how quickly funds settle, how refunds behave, and how much time finance spends reconciling it all.
FinXP treats acceptance as the front end of a payment operation, not the whole of it. Cards and alternative payment methods at the checkout, Euro settlement into your own account behind it, and a provider that stays engaged as volumes and markets expand.
- Accept cards and relevant alternative payment methods
- Support online, mobile and point-of-sale journeys where relevant
- Connect acceptance to settlement, accounts and payouts as the business grows
- Work with a provider that understands commercial performance and regulated payments
Payments that don’t slow you down
Acceptance is table stakes. The difference shows in what happens after the customer pays. Four ways FinXP keeps payments working for the business rather than against it.
Accept cards from anywhere
Cards and 350+ payment methods across online, mobile and point-of-sale journeys, so customers pay the way they already prefer.
Automate billing and cut costs
SEPA Direct Debit collects subscriptions and recurring payments across 41 European countries without card fees on every renewal.
Euro accounts that settle faster
Settlement lands in a dedicated Euro IBAN account in your company's name, ready for supplier and operational payments.
Sell across borders without the headaches
Pay suppliers and partners across 130+ countries and 60+ currencies as markets expand, without adding another provider.
What FinXP provides for eCommerce merchants
Acceptance at the front, settlement and payment operations behind it.
Payment gateway
Accept cards and relevant alternative payment methods across online, mobile and point-of-sale journeys.
Payment gatewayEuro IBAN accounts
Settle into a dedicated Euro account in your company's name and run supplier and operational payments from it.
Euro IBAN accountsSEPA Direct Debit
Collect subscriptions and recurring payments from customers across 41 European countries.
SEPA Direct DebitCross-border payments
Pay suppliers and partners internationally as your markets expand, across 130+ countries and 60+ currencies.
Cross-border paymentsFrom gateway enquiry to growth partner
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01
Talk through your setup
Channels, markets, volumes and what your current provider gets wrong. We start with the commercial picture.
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02
Get a straight answer on fit
We confirm early whether FinXP suits your model, your sector and your growth plans.
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03
Integrate acceptance
Go live on the gateway with the cards and payment methods your customers actually use.
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04
Connect the operation
Add settlement accounts, collections and payouts as volumes and markets grow, without changing provider.
Trusted by merchants across Europe
As the CEO of an EU based Acquirer, it is always comforting to work with partners that are also regulated within the EU. I am proud to have FinXP as one of our trusted partners and look forward to continue building on the existing relationship that is based on mutual trust and professionalism.
Steve Grech
CEO, acquiring.com
From the start of our partnership in 2018, we found FinXP very efficient and pragmatic. Their professionalism and knowledge of the payment ecosystem has really helped us elevate our services. Their team offer very good advice and their processes are smooth and diligent. I can definitely recommend their services.
Mickael Marceau
Head of Payments, Kindred Group plc
The Megalon Group AG has expressed great satisfaction with the collaboration, adaptability, and high service quality. FinXP has demonstrated remarkable professionalism. Brainstorming solutions and possibilities with them has been a pleasure!
Andreas Meyer
Board of Directors, Megalon Group
eCommerce payments, answered
Acceptance, conversion, settlement, refunds, reconciliation, fraud controls and expansion into relevant markets. Acceptance alone is table stakes. The difference shows in how well the provider connects it to settlement and operations as the business grows.
The Payment Gateway page covers acceptance capability in detail. Euro IBAN Accounts and Cross-Border Payments are the next stops if settlement and payouts are part of the requirement.
Yes. FinXP assesses merchants on their actual business model, controls and counterparties rather than the industry code on the file. A previous decline elsewhere is not treated as disqualifying.
Take control of your payment stack
Open an account, or talk to the team about acceptance, settlement and where your growth is heading.