Blog

Opening a Merchant Account Online That Works for Your Business

Traditional banking firms are often hesitant to offer accounts to iGaming companies and other ‘high risk’ businesses. This outdated approach means that these businesses can struggle to open a merchant account that meets their banking needs. Whatâ Read More...

What Is PSD3 and When Will It Arrive?

Open Banking in Europe has come a long way since the European Commission's (EC) Second Payment Services Directive (PSD2) came into force in 2016. As a result, in May 2022, the EC published a targeted consultation to gather evidence for its review of Read More...

Ecommerce Crypto Payments – are we heading for mass adoption?

The cryptocurrency markets are in freefall.And for many crypto traders, it feels like the end of the world.We've had one of the biggest scams of modern times with the collapse of the LUNA and UST cryptocurrencies, with at least $40 billion wiped off Read More...

What is a High-Risk Payment Gateway?

Tackling the payments situation in high-risk scenariosThe financial world is changing at a fast pace.New business sectors are coming onto the market and these include several high-risk businesses.Money laundering, fraud, and cybersecurity threats con Read More...

iGaming Payment Solutions: A Comprehensive Overview

In this in-depth overview, we are providing a guide on the various iGaming payment solutions available in 2022.It is well-known that the online iGaming industry, often perceived as high risk, suffers from a certain amount of bad press regarding AML a Read More...

Debit Card Trends in Europe in 2022

Debit cards seem to be all the rage, especially in Europe. There's been a considerable shift from credit cards over the past years and that's been reflected in recent reports on personal payment trends.New data from PCM’s Digital and Card Paym Read More...

How the crypto market crash highlights the importance of fast payments

We are currently in the midst of a great crypto crash that hasn't been seen for some time. Hundreds of billions of dollars have been wiped off the market value of the crypto market. The stock market has also suffered a significant drop and some link Read More...

10 Top Payments Methods in Europe for 2022

New services have dramatically shaken up the payments market in the past ten years. The trend away from cash has only accelerated since the pandemic. Customers enjoy greater choice than ever before, and are more likely to convert on ecommerce and ret Read More...

Major payment trends businesses must watch in 2022

Most businesses do not give much attention to the payments sector. They have their set methods of how they make and receive payments, and they are happy to leave things as they are.However, when diving into what is happening in the payments industry, Read More...

What is an Electronic Money Institution (EMI)?

The European market is a hotbed for Electronic Money Institutions (EMIs) with around 500 such institutions established. Designed for the digital era, EMIs offer innovative access to core financial services across numerous industries.EMI's are known t Read More...

SEPA Direct Debit Trends – A Focus on the DACH Region

Launched in 2009 as a key pillar of the Single Euro Payments Area, SEPA Direct Debit (SDD) is a payment scheme by the European Payments Council that aims to make cross-border direct debits in Europe as easy and cheap as domestic direct debits via a s Read More...

Why Company Debit Cards Are a Must Have Tool For Modern Businesses

Credit cards can make it easier to manage business finances and transactions. In the UK, there were over 500,000 credit card accounts open in 2020. However, although SMEs make up 99% of all business in the UK, just 13% of SMEs use business credit car Read More...

Global Payments: Building Local Payments Strategies

The global digital payments market continues to grow. Estimates project the digital payments market value will reach $175.8 billion (USD) by 2026, assisted in no small part by the rapid increase in digital payment methods, mobile payme Read More...

What Crypto Exchanges Need to Know About Payments

As crypto pushes further into the mainstream than ever before, it’s still viewed by many traditional banks, financial institutions and payment service providers (PSPs) as too high-risk (due to factors like volatility and se Read More...

FinXP Wins Malta’s Best Alternative Banking Award

FinXP has been awarded Malta’s Best Alternative Banking Award at the prestigious Malta iGaming Excellence Awards (MiGEA) organized by Dynamic Events Ltd. MiGEA, which was held at the Intercontinental Hotel last Friday, is a comprehensive iGaming aw Read More...

FinXP launches new Real-Time alternative payment method

FinXP has just launched Real Time Payments by FinXP (RPTF), an account-to-account alternative payment method targeting European iGaming operators that want to take advantage of a fast, secure, and affordable payment option to increase their prof Read More...

CASE STUDY: Strengthening BitBlinx’s Crypto Exchange as a Trusted Payment Partner

Find out how FinXP supports crypto trading platform BitBlinx by using innovative payment technology to streamline digital asset trading securely, transparently, and scalably.Cryptocurrencies are often portrayed as the new challenger to the traditiona Read More...

How the Right Payment Methods Can Increase Checkout Conversion Rates

Did you know a lack of payment methods is one of the main reasons buyers abandon their shopping cart? With more consumers purchasing online now than ever, not having the right payment methods can seriously impact conversion rates. In today’s m Read More...

5 Payment Opportunities for Merchants to Boost Ecommerce Growth

In 2019, eCommerce accounted for 14.1% of sales made worldwide.By 2040, that number will be 95%, according to Nasdaq.This prediction was made back in 2017, which means that we might get there sooner than expected due to the pandemic. We’ve already Read More...

What is PayTech?

With the Covid pandemic decreasing offline transactions by 60%, it comes as no surprise that the payments industry is undergoing a quiet revolution.Understanding PayTechPaytech, as the intersection of payment and technology, is at the centre of this Read More...

What is SEPA Direct Debit? – A Complete Guide

The Single Euro Payments Area (SEPA) is a payment network that makes it easy and cheap to process euro payments in the European Union (EU).It was launched in 1999, and currently operates in an area with more than 529 million citizens making 146 billi Read More...

What is Open Banking & How will it affect your business?

Open banking is a global trend that is empowering banking customers, creating new possibilities for how they can use their banking data, and ultimately simplifying their life. For businesses, it’s a treasure-trove of opportunity. Traditionally, ban Read More...

Upgrading Our Core Banking System to Oracle

In Europe there are hundreds of payment service providers similar to FinXP. The payments market is very competitive, and that’s actually a very good thing for you (and for us). This competition brings out the best in us and this is why FinXP has be Read More...